Proof Of Car Insurance
Uninsured motorists are a major problem in the United States, where nearly 13% of drivers are estimated to lack insurance. If you’re hit by an uninsured driver, then you could be on the hook for your own hospital bills and car repair costs. The likelihood of this may happening varies by state.
To try to reduce the number of uninsured drivers, 49 states require drivers to carry at least a certain minimum amount of bodily injury and property damage liability coverage. It can pay the other driver’s medical bills, vehicle repair costs, and other expenses if the policyholder is found to be at fault in an accident.
Some states also require that drivers carry other types of insurance, such as medical payments coverage or personal injury protection, which can cover injuries to the policyholder and any passengers.
To prove that you comply with your state’s law, you are supposed to carry proof of insurance with you whenever you’re behind the wheel. If you are stopped by police, they can ask to see your proof of insurance along with your license and registration. You will also need it if you are ever in an accident.
Proof of insurance can be in the form of an insurance ID card or other document from your insurance company. To meet the proof of insurance requirements, your ID card or form must show the policy number, policy effective dates, covered vehicle, and policyholder name.